Debt advice, or money advice, is the process of helping people who are in difficulty as a result of being unable to meet their financial commitments. All Citizens Advice Bureaux have permission/authorisation from the Financial Conduct Authority to provide debt advice to clients.  People in debt are at risk of losing their home, their goods or essential services. They are also likely to be suffering the personal effects of debt, such as stress, relationship breakdown, or mental or physical illness.

The overall aim of money advisers is to minimise these effects to help our clients keep their homes and their belongings, to have sufficient money to feed and clothe themselves and any dependants, and, if possible, pay their debts at a rate they can afford.

Free online debt advice and self-help is available from Citizens Advice